U.S. Compliant Investment Accounts
It is essential that any investment made as a US citizen living abroad does not fall foul of reporting requirements. Most standard non US-based investments will have Passive Foreign Investment Company (PFIC) elements. When these are held in any portfolio belonging to a US-connected individual, the IRS imposes significant tax penalties. We can help our clients open compliant non-PFIC general investment accounts with the likes of Charles Schwab and Morningstar.
Benefits of a General Investment Account
A General Investment Account gives expats flexible, accessible investing without the restrictions of pensions or tax wrappers. Whether you already have a GIA or are considering one, we ensure your portfolio is structured around your goals, risk profile, and cross-border needs.
Flexibility
No contribution limits or withdrawal restrictions. You can invest and access funds when you need them.
Diverse Options
From global equities and bonds to alternative investments, GIAs offer broad market access in a single account.
Simple Structure
Straightforward account management without the complex rules of pensions or tax wrappers.
Adaptable
Easily adjust your portfolio as your residency, income, or objectives evolve.